If there is one thing I detest it’s being destitute… Take a real world case: namely, the story of Lavern Bellingham, 63, who experienced an extremely hard time after falling ill from food poisoning in Mexico a steep medical care bill pay.

After depleting all her remaining financial resources, even stooping to ransacking her little niece’s piggy bank, some others flocked together to help her out with what they had scraped up. Nevertheless, everything escalated when her institutional creditors resorted to pounding her with dunnings advising her of repossession of her car.

“I was utterly depressed and broken, and if our local preacher hadn’t recommended I get in touch with a payday loan office to ask them for a an instant payday loan, I’d probably have jumped off the bridge the next day,” she alleged. “Well, I’m fully aware that plenty of people are rather shy in dealing with such joints, dreading debt slavery or something, but in my case everything was just fine…”