Debit consolidation or credit counseling? Which is the best route?
Debit consolidation or credit counseling? Which is the best route?.multiple other loans at the same time. Debt is a means of using future purchasing power in the present, before the money has actually been earned. Debt consolidation is nothing more than a “con” because you think you’ve done something about the debt problem. Debt consolidation seems appealing because there is a lower interest rate on some of the debt and a lower payment.So make sure you do your home work before you go rushing out for a debit consolidation loan.